A Liability Insurance Program Providing Protection from Lawsuits of Bodily Injury and/or Property Damage
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You’ve fallen in love, and now you want to celebrate that love with your friends and family. You want to be unique and commemorate your wedding with an incredible party for your friends and family, who love and support you and your partner. What happens when someone gets hurt, and your wedding celebration turns into a financial and emotional strain on your guests? It may seem unnecessary now, but insuring your wedding can help guarantee that your special day will leave you with pleasant, loving memories of your wedding.
Your wedding can be the happiest day of your life. Months of planning mean that you should enjoy the wedding of your dreams. You may have made all the arrangements for your forthcoming wedding, or you could still be in the planning stages for the big day. Whatever your circumstances, Westpoint Insurance Group can help you protect your family and friends during your celebration. Hopefully your wedding day will take place with no setbacks, but unfortunately, accidents do happen. |
Whether you are looking for one-day liability coverage or a three-day package, Westpoint Insurance offers quality insurance with the lowest possible premium cost to you. Our firm understands the financial demands that a wedding places on a bride and groom, and their families. We want to make sure the financial stresses are over with the wedding. Protect your loved ones from the emotional and financial burden that one can incur as the result of a loss or injury. Westpoint Insurance offers specialized insurance for your wedding, from the number of guests you plan to have at your wedding, to the day-after brunch, our unique program is affordable and unmatched in the insurance industry.
Who Is Covered
This program provides protection for the Policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims. Coverage is provided up to $1,000,000.00 per occurrence. There is no deductible amount. Coverage is offered through the Sports and Recreation Providers Association Risk Management, Inc.
Coverage Includes Suits Arising Out Of:
- Injury or death of spectators
- Injury or death of volunteers
- Property damage liability
- Host liquor liability (non-profit)
- Incidental medical malpractice
- All activities necessary to conduct of practices and games
- Ownership use or maintenance of fields or practice areas
- General negligence claims
- Cost of investigation and defense of claims, even if groundless
- Corporal punishment
- Optional non-owned automobile liability
Wedding Insurance Program Limits
- Occurrence Form Policy
- $2,000,000.00 General Aggregate
- $1,000,000.00 Each Occurrence
- $1,000,000.00 Products / Completed Operations
- $1,000,000.00 Personal & Advertising Injury
- $300,000.00 Fire Damage
- Optional $1,000,000.00 Non-Owned Automobile
- Admitted Basis
Wedding Insurance Exclusions
Claims made by athletic participants, abuse or molestation, aircraft, all acts of terrorism, asbestos liability, assault and battery, collapse of temporary structure, employment related practices, fungi and bacteria, hepatitis, HIV, HTVL, AIDS, transmissible spongiform encephalopathy, lead poisoning, nuclear energy liability, professional liability, pyrotechnics activity, total pollution, war liability and liability for occurrences prior to the effective date of coverage. All of the above are subject to the terms and conditions of the policy.
Note: There is no liability coverage for claims arising out of any of the following activities: All motor sports, ballooning, bungee jumping, cheerleading pyramids, gymnastics, inflatables, luge, mountain climbing, parachuting, polo, rock climbing, rodeo or any equestrian related sports, sale/manufacture or distribution of any athletic equipment, skin diving, SCUBA diving, snow skiing, squash, tobogganing, use of saunas or other tanning devices, use of trampolines, water slides, white water rafting or any saddle animal exposures.
The optional hired and non-owned automobile liability coverage is not available in Illinois, Louisiana or Vermont.
Wedding Insurance Summary of Coverage
- $2,000,000.00 General Aggregate
- $1,000,000.00 Each Occurrence
- $1,000,000.00 Products / Complete Operations
- $1,000,000.00 Personal and Advertising Injury
- $300,000.00 Fire Damage
- $-0- Deductible Amount
- Occurrence Form Policy – Admitted Basis
Coverage Afforded by American Alternative Insurance Corporation, “A” rated by A.M. Best Company.
Wedding and Wedding Reception Program Rates:
One Day (Wedding Day): $250.00 for up to 1,000 guests
One Day (Wedding Day): $295.00 for 1,001 to 2000 guests
Three day wedding package, includes:
-Rehearsal Dinner
-Wedding Day
-Day-after Brunch
$295.00 for up to 1,000 guests
$345.00 for 1,001 to 2,000 quests
Downloads
Wedding and Wedding Reception Insurance Brochure |
