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In the past, liability coverage for tackle
football, wrestling, lacrosse or rugby was
either too costly, too limited, or not available
at all. Individuals were either forced to pay
extremely high insurance premiums or to run
programs without proper insurance protection,
therefore running the risk of personal exposure
to lawsuits or a participant's injury claim.
However, now a comprehensive program has been
developed to specifically cover the inherent
risks involved in running a youth tackle football
league or team. This Liability Insurance Program
is designed to help eliminate the financial
and emotional burden one can incur as a result
of a lawsuit or participant injury claim.
An
Accident Medical Policy With At Least A $10,000.00
Benefit Is Required.
The Liability Coverage ($1,000,000.00 Coverage)
Protects
you in the event of a lawsuit or property damage |
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Who Is Covered
This program provides protection for your team, league,
coaches and staff members against claims of bodily
injury liability, property damage liability and
the litigation costs to defend against such claims.
Coverage is provided up to $1,000,000.00 per occurrence
with a general aggregate amount of $2,000,000.00.
There is no deductible amount.
Coverage Includes Suits Arising Out Of:
- Injury
or death of participants
- Injury
or death of spectators
- Injury
or death of volunteers
- Property
damage liability
- Host
liquor liability (non-profit)
- Incidental
medical malpractice
- All
activities necessary to conduct of tackle football
activities
- Ownership
use or maintenance of fields or practice areas
- General
negligence claims
- Cost
of investigation and defense of claims, even
if groundless
Includes coverage of athletic participants.
Additional Insureds such as park districts and
stadiums can be added for a minimal charge of
$10.00. Exclusions & Ineligible
Sports/Activities
Abuse/Molestation, Assault & Battery, Employment
Related Practices, Professional Liability, Total
Pollution, Collapse of Temporary Structure, Fireworks/Pyrotechnics,
Use of Trampolines, Gymnastics, Cheerleading Pyramids,
Skin & Scuba Diving, Snow Skiing, Water Skiing,
Motor Sports, Rodeo or any Equestrian Related Sports,
Polo, Mountain Climbing, Rock Climbing, Climbing
Walls, Waterslides, Ballooning, Parachuting, Sale/Manufacture/Distribution
of Athletic Equipment, Use of Saunas or Tanning Devices.
Premium Rates
Following is the per athlete liability premium rate:
$6.00 Per Athlete
Minimum Premium: $550.00
Hired and non-owned automobile liability coverage
is available for an additional $750.00.
Note: Hired and non-owned automobile liability coverage
provides liability protection for rented, borrowed,
and other non-owned vehicles driven on league or
team business.
Additional liability limits of up to $6,000,000.00
are available. Please contact us for rates.
An
Accident Medical Policy With At Least A $10,000.00
Benefit Is Required
Please
click here for a flag football quote. |
