In the past, liability
coverage for sports was either too costly,
too limited, or not available at all. Individuals
were either forced to pay extremely high insurance
premiums or to run programs without proper
insurance protection, therefore running the
risk of personal exposure to lawsuits or a
participant's injury claim. However, now a comprehensive program has been
developed to specifically cover the inherent
risks involved in running a sports league or
team. This Liability Insurance Program is designed
to help eliminate the financial and emotional
burden one can incur as a result of a lawsuit
or participant injury claim.
An Accident Medical Policy With At Least A
$10,000.00 Benefit Is Required
The
Liability Coverage ($1,000,000.00 Coverage)
Protects you in the event of a lawsuit or property damage
Accident Medical Insurance - $10,000 Excess Coverage
The Accident Coverage pays the medical bills of an injured student or staff member
Who Is Covered
All youth and adult students and staff members of the Policyholder are covered
while participating in sponsored activities. A member is also covered while
traveling, directly and without interruption, to and from any Policyholder
sponsored activity and his or her home or place of residence.
Accidental
Death & Dismemberment
If a covered injury results in any of the losses specified below within one
year after the date of the accident, the Company will pay the applicable
amount.
- Full
Principal Sum for loss of life ($10,000)
- Full
Principal Sum for double dismemberment
($10,000)
- 50%
of the Principal Sum for loss of one hand,
one foot or sight
of one eye ($5,000)
- 25%
of the Principal Sum for loss of index
finger and thumb of
same hand ($2,500)
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