The Liability Coverage ($1,000,000.00
Coverage)
Protects you in the event of a lawsuit or property
damage Who Is Covered
This program provides protection for your team,
league, coaches and staff members against claims
of bodily injury liability, property damage liability
and the litigation costs to defend against such
claims. Coverage is provided up to $1,000,000.00
per occurrence with a general aggregate amount
of $2,000,000.00. There is no deductible amount. Coverage Includes Suits Arising Out Of:
- Injury or death of participants
- Injury
or death of spectators
- Injury
or death of volunteers
- Property
damage liability
- Host
liquor liability (non-profit)
- Incidental
medical malpractice
- All
activities necessary to conduct of activities
- Ownership
use or maintenance of fields or practice
areas
- General
negligence claims
- Cost
of investigation and defense of claims, even
if groundless
Includes coverage of athletic participants.
Additional Insureds such as park districts
and stadiums can be added for a minimal charge
of $10.00. Exclusions & Ineligible
Sports/Activities
Abuse/Molestation, Assault & Battery, Employment
Related Practices, Professional Liability, Total
Pollution, Collapse of Temporary Structure, Fireworks/Pyrotechnics,
Use of Trampolines, Gymnastics, Cheerleading Pyramids,
Skin & Scuba Diving, Snow Skiing, Water Skiing,
Motor Sports, Rodeo or any Equestrian Related
Sports, Polo, Mountain Climbing, Rock Climbing,
Climbing Walls, Waterslides, Ballooning, Parachuting,
Sale/Manufacture/Distribution of Athletic Equipment,
Use of Saunas or Tanning Devices. Premium Rates
Following is the per team liability premium rate: $50.00 Per Team (Youth - Age 18 or Under)
$85.00 Per Team (Adult - Age 19 or Over)
The minimum premium is $300.00 for annual policies
and $250.00 for policies with less than an annual
policy term.
* Hired and non-owned automobile liability
coverage is available for an additional $850.00.
* Assault or Battery & Abuse & Molestation
Coverage can be added in the State of IL for no additional
premium. Note: Hired and non-owned automobile liability
coverage provides liability protection for rented,
borrowed, and other non-owned vehicles driven on
league or team business.
Additional liability limits
are available. Please contact us for rates This is a summary of coverage and exclusions is no substitute for reading the entire policy. |
